How to Become a Paid Family Caregiver in Indiana

Becoming a paid family caregiver can be a rewarding and fulfilling career choice. It allows you to take care of your loved ones while also receiving compensation for your time and effort. However, there are certain steps you need to follow to become a paid family caregiver in Indiana. This article will guide you through the process.

elderly couple

Understanding the Role of a Family Caregiver

Family caregivers provide care to a family member who requires assistance due to physical, mental, or emotional health issues. This could involve helping them with daily activities such as bathing, dressing, meal preparation, medication management, and transportation to medical appointments.

In Indiana, family caregivers can receive payment for their services through various state and federal programs. The compensation varies depending on the program and the level of care required by the individual.

Step 1: Assess the Needs of Your Loved One

The first step to becoming a paid family caregiver is to assess the needs of your loved one. This will help you determine the level of care they require. It’s important to understand that the level of care needed by a primary caregiver may change over time as their condition progresses.

The assessment should evaluate the individual’s physical, emotional, and cognitive needs. This may include their ability to perform daily living activities, their medical conditions and medications, their mental health status, and their cognitive abilities.

You may also want to consider involving a care manager or a healthcare professional in this process. They can provide an objective assessment and help create a comprehensive care plan.

Step 2: Complete a Caregiver Training Program

While not always necessary, completing a caregiver training program can greatly increase your chances of becoming a paid family caregiver. These programs typically cover essential topics like patient care, safety procedures, and emergency response.

There are numerous caregiver training programs available in Indiana. Many of these programs are offered by community colleges, vocational schools, and non-profit organizations. Some programs may even offer certification upon completion, which can further enhance your credibility as an elderly caregiver.

Step 3: Apply for the Structured Family Caregiving (SFC) Program

One of the primary programs that pay family caregivers in Indiana is the Structured Family Caregiving (SFC) program. This program is administered by Indiana’s Division of Aging and is funded through Medicaid.

To apply for the SFC program, you’ll need to contact your local Area Agency on Aging or a similar agency that administers the program. They will guide you through the application process and help you understand the eligibility requirements.

The SFC program provides financial compensation to family caregivers who live with and care for an eligible family member. To qualify for the SFC program, your loved one or family members must:

  1. Be eligible for Medicaid.
  2. Require assistance with at least one activity of daily living.
  3. Live in the same residence as the caregiver.

Step 4: Undergo a Home and Family Assessment

After applying for the SFC program, a care manager from your local agency will conduct a home and family assessment. This assessment is to ensure that your home environment is safe and suitable for providing care. They will also evaluate the care recipient’s needs and your ability to meet those needs.

During the assessment, the care manager will likely review the physical layout of your home, the availability of necessary medical equipment, and the overall safety of the environment. They may also ask about your relationship with the care recipient and your ability to handle the emotional and physical demands of caregiving.

Step 5: Develop a Care Plan

Once your application is approved, you’ll work with the care manager to develop a care plan. This plan outlines the specific services and supports your loved one needs and how you will provide financial and supportive services to them.

The care plan is a crucial document in caregiving responsibilities as it guides your caregiving activities and ensures that the care recipient’s needs are being met. It should be reviewed and updated regularly to reflect any changes in the individual’s condition or needs.

Step 6: Begin Providing Care and Receiving Payment

Once the care plan is in place, you can start providing care and receiving payment. The amount you receive for personal care also depends on the level of care your loved one requires.

Remember that providing care involves more than just physical tasks. Emotional support, companionship, and maintaining a high quality of life are equally important aspects of caregiving.

washing dishes

Other Programs and Resources

Apart from the SFC program, there are other programs and resources that can help you become a paid family caregiver in Indiana. These include the Aged and Disabled Waiver, the Family Supports Waiver, and the Community Integration and Habilitation Waiver. Each of these programs has its eligibility criteria and application process.

Additionally, Indiana offers the CHOICE (Community and Home Options to Institutional Care for the Elderly and Disabled) program, which provides home and community-based supportive services to prevent unnecessary institutionalization.


Becoming a paid family caregiver in Indiana involves understanding your loved one’s needs, possibly undergoing training, applying for appropriate programs, and developing a care plan. While it may seem like a daunting task, the rewards of caring for a loved one and receiving compensation for your efforts are well worth the effort. With patience, dedication, and the right resources, you can navigate this journey successfully.