Missouri Independent Living Waiver

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Caring for a loved one with a physical disability is a deeply rewarding role, but it can also come with financial and emotional challenges. Fortunately, Missouri’s Independent Living Waiver offers a pathway for family caregivers to receive compensation for their dedication while ensuring their loved ones receive the necessary support to live independently in their homes and communities. If you’re wondering how to get paid as a family caregiver in Missouri, this program may be the solution you’ve been looking for.

At FreedomCare, we understand the importance of family in caregiving. Our mission is to guide you through the process of accessing programs like the Independent Living Waiver, empowering you to care for your loved one with confidence. Take the first step today to explore how you can get paid as a family caregiver in Missouri.

Want care from someone you know and trust? FreedomCare can help you access the support and financial assistance you deserve. Check if you qualify for the Independent Living Waiver in Missouri

Click here if you would like more information on how to get paid as a family caregiver in Missouri

What Is the Independent Living Waiver?

Just like the Aged and Disabled (ADW) Waiver, the Independent Living Waiver is a Medicaid-funded program designed to provide home and community-based services for adults with physical disabilities. By offering services tailored to individual needs, this program helps prevent or delay institutionalization and promotes independence, inclusion, and quality of life.

The waiver supports participants aged 18 and older who meet specific eligibility requirements. With an annual service cost limit of $40,000 per participant, the waiver ensures individuals can receive comprehensive care in their own homes or community settings.

Independent Living Waiver Eligibility Requirements

To qualify for the Independent Living Waiver, participants must meet the following criteria:

  • Be a Missouri resident and a U.S. citizen or qualified alien.
  • Be 18 years or older.
  • Have a documented physical disability that requires ongoing assistance or supervision.
  • Meet the Intermediate Care Facility for Individuals with Intellectual Disabilities (ICF/ID) level of care criteria.
  • Be enrolled in Missouri Medicaid (MO HealthNet).
  • Have an annual income below 85% of the Supplemental Security Income (SSI) federal benefit rate ($963 per month in 2023).
  • Have countable resources below $5,000 for individuals or $10,000 for couples.
  • Have an Individual Support Plan (ISP) outlining the need for waiver services.
  • Stay within the program’s $40,000 annual service cost limit.

If you’re unsure whether you or your loved one qualifies, FreedomCare can help you navigate the eligibility process and guide you every step of the way. For immediate support, use this link to contact our support team to see if you qualify. 

family caregiver helping elderly mother get groceries

Services and Supports Offered

The Independent Living Waiver provides a variety of services to support participants’ health, independence, and quality of life, including:

  • In-home personal care: Assistance with daily living activities like bathing, dressing, and eating.
  • Respite care: Temporary relief for unpaid family caregivers.
  • Adaptive equipment: Tools to help participants perform daily tasks safely and effectively.
  • Assistive technology: Devices to enhance communication and functioning.
  • Environmental modifications: Home or vehicle adaptations to improve accessibility.
  • Specialized medical supplies and equipment: Items necessary for managing medical conditions.
  • Transportation services: Non-emergency transportation for medical appointments or community activities.
  • Self-directed supports: Flexibility to hire and manage caregivers, including family members.
  • Support brokers: Assistance with managing services and budgets.
  • Homemaker services: Help with household tasks and instruction in self-care.

By tailoring these services to each individual’s needs, the waiver ensures participants can live safely and independently while staying connected to their communities.

Compensation for Family Caregivers in Missouri via the Independent Living Waiver

One of the most empowering features of the Independent Living Waiver is its self-directed support option, which allows participants to hire and manage their caregivers, including family members. This means you can get paid for providing care to your loved one—helping to ease financial burdens while ensuring your loved one receives compassionate, trusted care.

How to Get Paid as a Family Caregiver in Missouri:

  1. Eligibility: Your loved one must qualify for the Independent Living Waiver and choose the self-directed support option.
  2. Caregiver Requirements: Family caregivers must:
    • Be at least 18 years old.
    • Pass background and safety checks.
    • Complete training and orientation.
    • Sign a caregiver agreement and adhere to program guidelines.
    • Your caregiver must not be your spouse.
  3. Duties: Caregivers provide personal care and follow the Individual Support Plan (ISP), ensuring quality and compliance.
  4. Compensation: Payments are processed through a fiscal intermediary agency, which handles payroll and taxes.

At FreedomCare, we simplify the process, so you can focus on providing exceptional care. From navigating eligibility to managing payroll, we’re here to make caregiving rewarding and stress-free.

Why Choose FreedomCare?

FreedomCare specializes in helping families unlock the potential of Medicaid programs like the Independent Living Waiver. Here’s why families in Missouri trust us:

  • Simplified Enrollment: We handle the paperwork and guide you through the eligibility and application process.
  • Flexible Care Options: Choose to be paid for caring for your loved one or select a trusted family member or friend to provide care.
  • Expert Support: Our dedicated team ensures you understand your rights, responsibilities, and benefits under the program.
  • Peace of Mind: With FreedomCare managing the details, you can focus on what matters most—caring for your loved one.

Let us help you navigate the path to getting paid as a family caregiver in Missouri.

Get Started Today

Caring for a loved one is a labor of love, and you deserve the support to make it sustainable. Missouri’s Independent Living Waiver opens the door to financial compensation and essential services that enhance independence and community living.

Don’t navigate this journey alone—FreedomCare is here to guide you every step of the way. Check your eligibility today to see if you qualify for the Independent Living Waiver or other ways to get paid as a family caregiver in Missouri and provide your loved one with the care they deserve. Take the first step toward creating a brighter future for your family.

FreedomCare can help you access the support and financial assistance you deserve. Check if you qualify for the Independent Living Waiver in Missouri

Click here if you would like more information on how to get paid as a family caregiver in Missouri

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