How to Become a Paid Family Caregiver in Indiana

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Introduction

Family caregivers provide incredibly valuable support to their loved ones, often incurring personal expenses related to their caregiving role. Understanding the available programs for compensation through Indiana’s Medicaid and other support systems is crucial for those providing this essential care. At FreedomCare, we can help guide you through the available options in Indiana and ensure you receive the support and compensation you deserve for your caregiving efforts. Let us assist you in navigating the process so that you can focus on what matters most: caring for your loved one.

Medicaid Programs

Medicaid is a joint federal and state program that provides health coverage to eligible low-income individuals, including families, seniors, and people with disabilities. Medicaid waivers allow states to offer additional services and benefits not typically covered under Medicaid by “waiving” certain federal requirements to provide more tailored support to specific populations, such as those needing long-term care.

Health & Wellness Waiver

This program provides support and services to individuals ages 59 and younger who were previously receiving services through the Aged and Disabled waiver.

How Medicaid Waivers Work

Medicaid waivers allow caregivers to get paid through self-direction programs (also known as consumer direction, participant direction, or other similar names), allowing Medicare Recipients more control over their care by enabling them to choose who provides it, including family members.

To get paid, the care recipient must be evaluated and approved for in-home care, after which the caregiver must complete onboarding including providing personal documents and a background check.

Payment Details for Family Caregivers in Indiana

Caregivers are required to submit a Patient Log daily to receive a daily stipend. The daily stipend is based on the participant’s level of care.

Program guidelines: Each waiver program may have specific rules and regulations regarding caregiver compensation. These guidelines often outline the maximum hourly rate allowed.

family caregiver in Indiana

Steps to Becoming a Paid Family Caregiver

Assess the Needs of Your Loved One 

The first step to becoming a paid family or friend caregiver is calling FreedomCare who will serve as your advocate during this process. The next step is working with a Case Manager to assess the needs of your loved one and help create a comprehensive care plan.

This will help you determine the level of care they require. It’s important to understand that the level of care needed by a primary caregiver may change over time as their condition progresses.

The assessment should evaluate the individual’s physical, emotional, and cognitive needs. This may include their ability to perform daily living activities, their medical conditions and medications, their mental health status, and their cognitive abilities.

Step 1: Apply for the Structured Family Caregiving (SFC) Program 

One of the primary programs that pay family caregivers in Indiana is the Structured Family Caregiving (SFC) program. This program is administered by Indiana’s Division of Aging and is funded through Medicaid.

To apply for the SFC program, you’ll need to contact FreedomCare who will assist you in coordinating with your local AAA (Area Agency on Aging or a similar agency) that administers the program. FreedomCare will guide you through the application process and help you understand the eligibility requirements.

The SFC program provides financial compensation to family caregivers who live with and care for an eligible family member. To qualify for the SFC program, your loved one must:

  • Be eligible for Medicaid.
  • Require assistance with at least 3 activities of daily living (ADL):

Personal Hygiene- including using the restroom, bathing, nail care and more
Mobility- walking, stairs and getting in and out of bed
Dressing- including buttons and zippers
Eating- using utensils

  • Live in the same residence as the caregiver.

Step 2: Undergo a Home and Family Assessment 

After applying for the SFC program, a care manager from your local Area Agency on Aging will conduct a Level of Care assessment. They will evaluate the care recipient’s needs and your ability to meet those needs.

During the assessment, the care manager will likely review the physical layout of your home, the availability of necessary medical equipment, and the overall safety of the environment. They may also ask about your relationship with the care recipient and your ability to handle the emotional and physical demands of caregiving.

Step 3: Develop a Care Plan 

Once your application is approved, you’ll work with the care manager to develop a care plan. This plan outlines the specific services and supports your loved one needs and how you will provide these services.

The care plan is a crucial document in caregiving as it guides your activities and ensures that the care recipient’s needs are being met. It should be reviewed and updated regularly to reflect any changes in the individual’s condition or needs.

Step 4: Begin Providing Care and Receiving Payment 

Once the care plan is in place, you can start providing care and receiving payment. The amount you receive depends on the level of care your loved one requires.

Remember that providing care involves more than just physical tasks. Emotional support, companionship, and maintaining a high quality of life are equally important aspects of caregiving.

Other Programs and Resources Available in Indiana

Apart from the SFC program, there are other programs and resources that can help you become a paid family caregiver in Indiana. These include the Aged and Disabled Waiver, the Family Supports Waiver, and the Community Integration and Habilitation Waiver. Each of these programs has its eligibility criteria and application process.

Additionally, Indiana offers the CHOICE (Community and Home Options to Institutional Care for the Elderly and Disabled) program, which provides home and community-based supportive services to prevent unnecessary institutionalization.

Conclusion

As a family caregiver, you provide invaluable support to your loved one, often navigating emotional, physical, and financial challenges. Understanding the requirements and opportunities available to you is crucial for making informed decisions that benefit both you and your loved one. At FreedomCare, we are dedicated to supporting caregivers like you. Our program can help you get compensated for the essential care you provide, offering guidance and resources throughout the process. Let FreedomCare help you manage your caregiving responsibilities while ensuring you receive the support you deserve. Reach out today to explore how we can assist you.

 

Reference

Attendant Care & SFC Indiana Programs — Structured Family Caregiving Indiana. (n.d.). Structured Family Caregiving Indiana. https://www.structuredfamilycaregivingindiana.com/structured-family-caregiving-indiana

Cobb, D. (2024, May 30). Indiana’s Structured Family Caregiving Program. https://www.payingforseniorcare.com/indiana/medicaid-waivers/structured-family-caregiving

Leifer, M. (2023, December 24). Applying to Structured Family Caregiving in Indiana – Freedom Care. Freedom Care. https://freedomcare.com/applying-to-structured-family-caregiving-in-indiana/

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